Why United Family Mortgage?


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Buying or refinancing a home is a stressful process. It can lead to a huge sense of accomplishment but can also be a source of anxiety and frustration. Here at United Family Mortgage in Elk River, MN, our family-owned and operated business strives to be the exception to the stereotype. Whether you are buying a new home, refinancing your current mortgage or hoping to tap into your home equity, our team can help. United Family Mortgage has been working with your neighbors in Elk River, Otsego, Ramsey, MN, and surrounding communities for more than 20 years to provide them with the following services:

  • USDA/Zero Down Mortgages
  • FHA/Low Down Payment Mortgages
  • VA or DVA/Veteran Home Loans or Mortgages
  • Conventional/Conforming Mortgages
  • 203K Rehab Loans
  • Self-Build Construction Loans


Mortgage Interest Rates | FHA Loan Application | FHA Mortgage Interest Rates | FHA Streamline Loan Otsego | Ramsey | Zimmerman | Rogers | Big Lake

At United Family Mortgage, every client is special to us. When it comes to risk-based pricing no two clients are the same. We go the extra mile to take care of the Elk River community and neighboring Otsego, Ramsey, Zimmerman and Big Lake areas by providing home buyers with top-notch customer service. Whether you are inquiring about our mortgage plans (conventional mortgage loans, VA loans, FHA loans, or USDA loans) or hoping to cash out your home equity, we offer you the respect you deserve as a valued customer to help you find the service plan that best meets your needs.

Contact Us

200 5th St NW Ste F,
Elk River, MN 55330-5711
Tel: 763-241-0306
Fax: 763-241-0323